by Jennifer Lynn Walker | Mar 24, 2006 | Home Improvement & Inspections
What is asbestos?Asbestos is a natural mineral with unusual qualities. It is strong enough to resist high temperatures, chemical attack and wear.A poor conductor, it insulates well against heat and electricity.Asbestos crystals become long, flexible, silky fibres, so...
by Jennifer Lynn Walker | Mar 16, 2006 | Home Improvement & Inspections, Selling
Financing renovations and energy-saving improvements are easy thanks to a CMHC-insured refinance mortgage. Offered through financial institutions, you can refinance up to 90% of your home’s market value to a maximum of $200,000 in additional funds. Whether...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances
Is this your first home ? If so, did you know that if you accumulate a 25% down payment, you don’t have to have CMHC involved, which could save you 3%. Another option would be to take advantage of the Home Buyers Plan (HBP) A Home Buyers Plan (HBP) allows you to use...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances
The mortgage world – like the investment world – can sometimes be confusing. There is a vast array of choices – open, closed, fixed, floating, long or short amortization, prepayment options, portability…and of course, the rate itself. Making the right mortgage...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances, Real Estate Investing
Let’s say you make $60,000 a year. In 25 years, with inflation rate at 3%, you will need approximately $125,000 to have the same comfortable lifestyle. To retire at 65 and draw $125,000 annually, you will need $1.8 million in capital and have it invested at 7%...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances, Real Estate Investing
Do you need to: Shelter your money from the government? swift codes bank in United State? Find a method of leverage to use existing funds Re-invest capital into your business or another qualified investment Accomplish these goals in a tax efficient manner. The...
by Jennifer Lynn Walker | Mar 15, 2006 | Real Estate Investing
This articles comes from The Front Line by Vanessa Koechlin and Sean Russell, CFP, AMP In our inaugural edition, Sean had the pleasure to sit down with the brains behind Spirepoint Properties (www.spirepoint.ca) – Paul Blacquière and Joanne Beehler. Paul and Joanne...
by Jennifer Lynn Walker | Mar 7, 2006 | Working with Brokers
Amortization: The period of time, often a maximum of 25 years, required to reduce the mortgage debt to zero when all regular blended payments are made on time and provided the terms (payment and interest rate) remain the same. Appraisal: A process for estimating the...
by Jennifer Lynn Walker | Mar 7, 2006 | Home Improvement & Inspections
Vermiculite is a mineral used in many commercial and consumer products including insulation. Vermiculite itself has not been shown to pose health problems. However, some vermiculite insulation can contain asbestos fibres. Of concern is Zonolite, a product made from...
by Jennifer Lynn Walker | Mar 7, 2006 | Home Improvement & Inspections
Pyrite (FeS2) is a very common mineral. Traces of it are found in the sedimentary rock used to make crushed stone. This stone has been used as backfill for house construction in some areas of Québec.Swelling of the backfillA chemical reaction can cause pyritic...
