Buy Your Home
Hello Residential Buyers!
Buying a condo, house or small multiplex (duplex, triplex, up to 6-7plex)
I have been through hundreds of inspections and has seen thousands of properties.
We meet and develop a relationship to see if we are the right fit to move forward. If we are both comfortable and happy, I will go over every aspect of the buying process with you and work on your wish list. My job is to book all the visit. It’s important for us to see the property together so I can analyze the structure and to accurately assess its true value.
One of the best values that I bring to the table is knowing how a building works and the cost of repair. After attending hundreds of inspections and doing years of personal renovations, I consider myself talented in knowing major aspects of a building. Right away I can tell you if you’ll need to invest money in brick or foundation repair for example. A professional building inspection is extremely important after an accepted offer,
From A-Z, I will take care of timelines,
BUYERS GUIDE: If you would like a copy of my buyer’s guide, please contact me
1st Thing to do: Get yourself a Realtor for buying! Why?
- We are FREE! Free advice. Free Free Free Free Free Free…
- We know the market – you will know fair market price before you put in an offer.
- Saving you time and money.
- Protection for you…do you know real estate law?
- Knowing small details to put in an offer.
- Knowing what questions to ask a seller.
- Database of resources.
- Expert negotiator…knowing how things work in real estate. There are tricks!
- If you think you’ll save on the commission, you won’t. It’s been set at a price, whether you bring a realtor on the scene or not. If you don’t, the listing realtor receives the whole amount, instead of it being split in two.
- Just remember the listing broker’s first interest is their client, THE SELLER.
2nd Thing to do: Get yourself a Mortgage Broker. Why?
- Knowing how much the banks will lend you.
- Once an offer is accepted, the timeline is short so it’s always best to have all your pertinent documents on file.
- Multiple offers, will give you an edge.
- Some sellers won’t show unless you are approved.
How it all works:
- We meet, talk about property type, price, costs, location, budget/including any renovations and create a wish-list of features.
- I then send you listings that match your criteria.
- You send a list back of which properties you would like to visit along with feedback.
- I book all the visits. VERY IMPORTANT. Saving you time.
- A good realtor will get a good feel of what you want, which saves time.
- Depleted the market?? You can request to be set up on Auto-Email.
- Visiting open houses is encouraged. Please give the host your broker’s business card.
Find a property you love?
- Time to write up an offer.
- We will be reviewing together the sold comparable in the area.
- We will set timelines and decide on conditions.
- Look at inclusions and exclusions (usually they are in the listing)
- Decide on move-in date/notary signing.
- Review and sign their declaration report. Becomes part of the promise to purchase.
- Everything from here goes really fast…don’t expect to get much sleep over the excitement!
- I submits all the documents necessary to the mortgage broker for the banks approval.
- I will be there at the inspection.
- I monitor all the timelines and make sure EVERYONE is on track.
Property is now SOLD
- Once all conditions are fulfilled, the listing broker sends all the documents to the notary and the property is considered sold.
- Your insurance company will send a letter to the notary explaining that you are fully covered as of the day of signing. No letter, no signing.
- Now you wait until the signing. Nothing to do. Waiting, waiting, waiting…doing drive bys…checking out your new place from the outside…feeling like a stalker.
At the Notary:
- You’ll go in a week before the closing to sign your mortgage with the notary.
- The official closing takes about 45 minutes. The sellers will be there as well.
- You’ll receive the keys.
- Good idea to exchange contact information.
- Any warranty or receipts that you asked for will be given here.