{"id":3925,"date":"2017-06-24T04:00:07","date_gmt":"2017-06-24T10:00:07","guid":{"rendered":"http:\/\/www.montreal-realestate.ca\/english\/?page_id=3925"},"modified":"2019-07-17T19:48:27","modified_gmt":"2019-07-17T19:48:27","slug":"buy-your-home","status":"publish","type":"page","link":"https:\/\/www.montreal-realestate.ca\/english\/buy-your-home\/","title":{"rendered":"Buy your Home"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;3.19.18&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(255,255,255,0.89)&#8221; background_color_gradient_end=&#8221;rgba(255,255,255,0)&#8221; background_color_gradient_type=&#8221;radial&#8221; background_color_gradient_direction_radial=&#8221;bottom left&#8221; background_color_gradient_start_position=&#8221;26%&#8221; background_color_gradient_end_position=&#8221;47%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/www.montreal-realestate.ca\/english\/wp-content\/uploads\/2019\/03\/neko-tai-1082487-unsplash.jpg&#8221; custom_padding=&#8221;11vw|0px|0|0px|false|false&#8221;][et_pb_row custom_width_px=&#8221;1048px&#8221; custom_padding=&#8221;78px|0px|37px|0px|false|false&#8221; custom_margin=&#8221;|||&#8221; padding_top_1=&#8221;0px&#8221; _builder_version=&#8221;3.19.18&#8243; background_size=&#8221;initial&#8221; module_alignment=&#8221;left&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_image src=&#8221;https:\/\/www.montreal-realestate.ca\/english\/wp-content\/uploads\/2016\/01\/JenniferLynnWalker.png&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;3.19.18&#8243;]<br \/>\n[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.0.47&#8243;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;0|0px|54px|0px|false|false&#8221;][et_pb_row custom_padding=&#8221;50px|0px|0|0px|false|false&#8221; _builder_version=&#8221;3.8&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.19.18&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;40px&#8221; text_orientation=&#8221;center&#8221;]<\/p>\n<h1 style=\"text-align: center;\">The Right Property For YOU<\/h1>\n<h1><\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;rgba(155,46,43,0.5)&#8221; divider_weight=&#8221;3px&#8221; _builder_version=&#8221;3.21.4&#8243; max_width=&#8221;81%&#8221; module_alignment=&#8221;center&#8221;]<br \/>\n[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;27px|0px|0|0px|false|false&#8221; _builder_version=&#8221;3.19.18&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<h3><span style=\"color: #000000;\">Saving Time and Money<\/span><\/h3>\n<p>One of the best values that I bring to the table is knowing if the property is a good deal or a money pit. Right away I can tell you if you\u2019ll need to invest money in brick or foundation repair for example. A professional building inspection is extremely important after an accepted offer, <g class=\"gr_ gr_77 gr-alert gr_gramm gr_inline_cards gr_disable_anim_appear Punctuation only-ins replaceWithoutSep\" id=\"77\" data-gr-id=\"77\">however<\/g> I will notice things right off the bat that will save you time and money.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.21.4&#8243; text_font=&#8221;||||||||&#8221;]<\/p>\n<h3><span style=\"color: #000000;\">One Stop Shop<\/span><\/h3>\n<p>I&#8217;ve built a strong network of specialist, to give clients a seamless experience throughout the whole real estate journey. Besides showing up and making some decisions, there is nothing for you to do but relax and let me take care of you.\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <span style=\"font-size: 14px;\">Don&#8217;t take my word for it, ask my happy <\/span><strong style=\"font-size: 14px;\"><a href=\"https:\/\/www.montreal-realestate.ca\/english\/praise\/\">Previous Clients\u00a0<\/a><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;27px|0px|48px|0px|false|false&#8221; _builder_version=&#8221;3.21.4&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #000000;\">Using a broker to buy is free<\/span><\/h3>\n<p style=\"text-align: center;\">100% Free when using me to buy a property off of Centris. And why wouldn&#8217;t you have someone on your team batting for you?<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;0|0px|0|0px|false|false&#8221; _builder_version=&#8221;3.8&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.21.4&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>1st Thing to do: Get yourself a Realtor for buying!\u00a0<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243;]<\/p>\n<ul>\n<li>We are FREE! Free advice. Free Free Free Free Free Free\u2026<\/li>\n<li>We know the market &#8211; you will know fair market price before you put in an offer.<\/li>\n<li>Saving you time and money.<\/li>\n<li>Protection for you\u2026do you know real estate law?<\/li>\n<li>Knowing small details to put in an offer.<\/li>\n<li>Knowing what questions to ask a seller.<\/li>\n<li>Database of resources.<\/li>\n<li>Expert negotiator\u2026knowing how things work in real estate. There are tricks!<\/li>\n<li>If you think you\u2019ll save on the commission, you won\u2019t. It\u2019s been set at a price, whether you bring a realtor on the scene or not. If you don\u2019t, the listing realtor receives the whole amount, instead of it being split in two.<\/li>\n<li>Just remember the listing broker\u2019s first interest is their client, THE SELLER.<\/li>\n<\/ul>\n<p><strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/is-it-a-good-idea-to-work-with-a-real-estate-broker\/\">Is it a good idea to\u00a0work with a real estate broker to buy?<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>2nd Thing to do: Get yourself a Mortgage Broker.  Why?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243;]<\/p>\n<ul>\n<li>Knowing how much the banks will lend you.<\/li>\n<li>Once an offer is accepted, the timeline is short so it\u2019s always best to have all your pertinent documents on file.<\/li>\n<li>It&#8217;s a must in a multiple offer situation.<\/li>\n<li>Lock in a low interest rate.<\/li>\n<li>Some sellers won\u2019t show unless you are approved.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243; global_module=&#8221;9926&#8243; saved_tabs=&#8221;all&#8221;]<\/p>\n<h1 class=\"infobox\" style=\"text-align: center;\"><span style=\"color: #000000;\">Planning on buying? Pre-approval is the first step.<\/span><\/h1>\n<h4 style=\"text-align: center;\">Know your buying capacity by obtaining a free pre-approval<\/h4>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;3.21.4&#8243; custom_margin=&#8221;|||400px&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; global_module=&#8221;9927&#8243; saved_tabs=&#8221;all&#8221;]<a class=\"maxbutton-1 maxbutton maxbutton-pre-approval popmake-selling-your-house\" href=\"javascript:void(0);\"><span class='mb-text'>Start the pre-approval process<\/span><\/a>[\/et_pb_code][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<h3><span style=\"color: #000000;\">The benefits of a pre-approval<\/span><\/h3>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<ul>\n<li>You&#8217;ll save time knowing what homes you can afford.<\/li>\n<li>You can better manage your money, knowing your monthly payment amounts, as well as how much your down payment will be.<\/li>\n<li>Most mortgage rate will be locked in against increases for about 90-120 days, if you select a fixed rate term (and it can go lower if rates go down).<\/li>\n<li>Makes presenting an offer more appealing (a must in a multiple offer situation).<\/li>\n<li>If you are in competition with another offer, it will give you an edge.<\/li>\n<li>After an accepted offer, the timeline shortens, as its quicker to get the final approval.<\/li>\n<li>There&#8217;s no cost to you and you&#8217;re not obligated to accept the mortgage.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2><\/h2>\n<p>\u00a0<span style=\"color: rgba(0, 0, 0, 0.77); font-size: 22px; font-weight: bold;\">How it all works<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<ul>\n<li>We meet, talk about property type, price, costs, location, budget\/including any renovations and create a wish-list of features.<\/li>\n<li>I then send you listings that match your criteria.<\/li>\n<li>You send a list back of which properties you would like to visit along with feedback.<\/li>\n<li>I book all the visits.  VERY IMPORTANT. Saving you time.<\/li>\n<li>A good realtor will get a good feel of what you want, which saves time.<\/li>\n<li>Depleted the market??  You can request to be set up on Auto-Email.<\/li>\n<li>Visiting open houses is encouraged. Please give the host your broker\u2019s business card.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>Find a property you love?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<ul>\n<li>Time to write up an offer.<\/li>\n<li>We will be reviewing together the sold comparable in the area.<\/li>\n<li>We will set timelines and decide on conditions.<\/li>\n<li>Look at inclusions and exclusions (usually they are in the listing)<\/li>\n<li>Decide on move-in date\/notary signing.<\/li>\n<li>Review and sign their declaration report. Becomes part of the promise to purchase.<\/li>\n<\/ul>\n<p>I work in many areas in and around the Montreal area. I have written some informative articles on <strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/saint-henri-condos\/\">Saint-Henri<\/a><\/strong>, <strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/ndg-condos\/\">NDG<\/a><\/strong>, <strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/lachine-rich-in-vintage-real-estate-properties\/\">Lachine<\/a><\/strong>, <strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/great-towns-to-live-in\/\">Pointe-Claire<\/a><\/strong>, <strong><a href=\"https:\/\/www.montreal-realestate.ca\/english\/great-towns-to-live-in\/\">Sainte-Anne-de-Bellevue. <\/a><\/strong>I&#8217;m definitely not limited to just these areas. If you would like me to write and article on an area that you love, let me know!<strong><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;27px|0px|10px|0px|false|false&#8221; _builder_version=&#8221;3.21.4&#8243; global_module=&#8221;9632&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;0|0px|70px|0px|false|false&#8221; _builder_version=&#8221;3.8&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.21.4&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>Submitting offer<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243;]<\/p>\n<ul>\n<li>Everything from here goes really fast\u2026don\u2019t expect to get much sleep over the excitement!<\/li>\n<li>I submits all the documents necessary to the mortgage broker for the banks approval.<\/li>\n<li>I will be there at the inspection.<\/li>\n<li>I monitor all the timelines and make sure EVERYONE is on track.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.21.4&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>Property is now SOLD<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243;]<\/p>\n<ul>\n<li>Once all conditions are fulfilled, the listing broker sends all the documents to the notary and the property is considered sold.<\/li>\n<li>Your insurance company will send a letter to the notary explaining that you are fully covered as of the day of signing. No letter, no signing.<\/li>\n<li>Now you wait until the signing.  Nothing to do. Waiting, waiting, waiting\u2026doing drive bys\u2026checking out your new place from the outside\u2026feeling like a stalker.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;rgba(0,0,0,0.77)&#8221; header_2_font_size=&#8221;22px&#8221;]<\/p>\n<h2>At the Notary<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.8&#8243;]<\/p>\n<ul>\n<li>You\u2019ll go in a week before the closing to sign your mortgage with the notary.<\/li>\n<li>The official closing takes about 45 minutes.  The sellers will be there as well.<\/li>\n<li>You\u2019ll receive the keys.<\/li>\n<li>Good idea to exchange contact information.<\/li>\n<li>Any warranty or receipts that you asked for will be given here.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Right Property For YOU Saving Time and Money One of the best values that I bring to the table is knowing if the property is a good deal or a money pit. Right away I can tell you if you\u2019ll need to invest money in brick or foundation repair for example. A professional building [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p><img class=\"alignleft size-medium wp-image-3926\" src=\"http:\/\/new.montreal-realestate.ca\/wp-content\/uploads\/2017\/06\/Buy-your-home-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" \/>Did you know it won\u2019t cost you to hire a real estate broker to\u00a0help you\u00a0purchase a property on\u00a0Centris? There is already a contract between the listing broker and the seller, and it\u2019s the seller that pays the remuneration. Having your own broker working for\u00a0you means that you have someone negotiating on your behalf.<\/p><p>We meet and\u00a0develop a relationship to see if we are the right fit to move forward.\u00a0\u00a0If we are both comfortable and happy,\u00a0I will go over every aspect of the buying process\u00a0with you and work\u00a0on your wish list. Once that\u2019s done, I will send you\u00a0property\u00a0listings\u00a0for you to look\u00a0over.\u00a0My job is to book all the visit. It\u2019s important\u00a0for us to see the property together so I can\u00a0analyze the structure and\u00a0it\u2019s\u00a0finishings\u00a0to accurately\u00a0assess\u00a0its\u00a0true\u00a0value.<\/p><p>One of the best values that I bring to the table\u00a0is knowing how a building works and the cost of repair. After attending hundreds of inspections and\u00a0doing years of renovations, I consider myself talented in knowing major aspects of a building.\u00a0 Right away I can tell you if you\u2019ll need to invest money in brick or foundation repair for example. A\u00a0professional\u00a0building inspection is extremely important\u00a0after an accepted\u00a0offer,\u00a0however I may be able to notice things right off the bat that will save you time and money.<\/p><p>From A-Z, I will take care of timelines, problem solving, obstacles and other factors that might relate to the offer. My goal is to make this process for you as easy and stress free as possible.<\/p><h3><b>Problem Solving<\/b><\/h3><p>\u201cThere's an added value to her service, a very important one too. We encountered a few obstacles when some conditions were not met by the seller and his Agent, obstacles that would have resulted in a nightmare of complications when moving into our new Place. Fortunately for us, Jennifer did not let that happen. She took charge of the situation and put all her skills and professionalism to our service without delay, making the whole experience a very positive one for all our family.\u201d\u00a0\u00a0-Carolina, Lachine, Qc<\/p><p><span class=\"TextRun SCX201968122\" lang=\"EN-US\" xml:lang=\"EN-US\"><span class=\"NormalTextRun SCX201968122\">Connect with me:<\/span><\/span><\/p><p>[contact-form-7 id=\"1664\" title=\"Contact form 1\"]<\/p>","_et_gb_content_width":"","sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3925","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Montreal Buyers Need To Know What They Are Getting Themselves Into<\/title>\n<meta name=\"description\" content=\"Montreal Real Estate&#039;s premiere website and info for buyers and sellers. 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