by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances
The mortgage world – like the investment world – can sometimes be confusing. There is a vast array of choices – open, closed, fixed, floating, long or short amortization, prepayment options, portability…and of course, the rate itself. Making the right mortgage...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances, Real Estate Investing
Let’s say you make $60,000 a year. In 25 years, with inflation rate at 3%, you will need approximately $125,000 to have the same comfortable lifestyle. To retire at 65 and draw $125,000 annually, you will need $1.8 million in capital and have it invested at 7%...
by Jennifer Lynn Walker | Mar 16, 2006 | Mortgage & Finances, Real Estate Investing
Do you need to: Shelter your money from the government? swift codes bank in United State? Find a method of leverage to use existing funds Re-invest capital into your business or another qualified investment Accomplish these goals in a tax efficient manner. The...
by Jennifer Lynn Walker | Mar 15, 2006 | Real Estate Investing
This articles comes from The Front Line by Vanessa Koechlin and Sean Russell, CFP, AMP In our inaugural edition, Sean had the pleasure to sit down with the brains behind Spirepoint Properties (www.spirepoint.ca) – Paul Blacquière and Joanne Beehler. Paul and Joanne...
by Jennifer Lynn Walker | Mar 7, 2006 | Working with Brokers
Amortization: The period of time, often a maximum of 25 years, required to reduce the mortgage debt to zero when all regular blended payments are made on time and provided the terms (payment and interest rate) remain the same. Appraisal: A process for estimating the...
by Jennifer Lynn Walker | Mar 7, 2006 | Home Improvement & Inspections
Vermiculite is a mineral used in many commercial and consumer products including insulation. Vermiculite itself has not been shown to pose health problems. However, some vermiculite insulation can contain asbestos fibres. Of concern is Zonolite, a product made from...
by Jennifer Lynn Walker | Mar 7, 2006 | Home Improvement & Inspections
Pyrite (FeS2) is a very common mineral. Traces of it are found in the sedimentary rock used to make crushed stone. This stone has been used as backfill for house construction in some areas of Québec.Swelling of the backfillA chemical reaction can cause pyritic...
by Jennifer Lynn Walker | Mar 2, 2006 | Buying, Moving
Scenario one – you’ve just bought a new home, the old owners are moving out before the closing date, and you want to start moving in early – proceed with caution! Scenario two, you’ve just sold your home, but can not move out until after the...
by Jennifer Lynn Walker | Mar 2, 2006 | Moving
Moving your houseplants can be hazardous to their health – even fatal! If you’ve got houseplants and are planning to move homes, you’ve got only 3 options. You can give them away – be generous, throw them out – somewhat cruel, or take...
by Jennifer Lynn Walker | Mar 2, 2006 | Moving
Making your ‘old friend’ comfortable in your new home. You may not know this, but dogs and cats can encounter many of the same problems people have, in moving into a new home. They must become used to a new house, neighborhood, unfamiliar sounds, strange...