CMHC

CMHC

Is this your first home ? If so, did you know that if you accumulate a 25% down payment, you don’t have to have CMHC involved, which could save you 3%. Another option would be to take advantage of the Home Buyers Plan (HBP) A Home Buyers Plan (HBP) allows you to use...
Self-Employed and need a Mortgage?

Self-Employed and need a Mortgage?

If you work independently or own a business, then you know that it pays to keep your taxable income as low as possible. That makes you a smart business person. But the story can change when you try to get a mortgage. Your income – at least on paper – may not support...